Terms of Service
The conditions governing your use of the fundmanages website and educational content.
1. Acceptance of Terms
By accessing or using the website at fundmanages.com (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, please discontinue use of the Website immediately.
These Terms constitute a legally binding agreement between you and Emilia Deren, operating as fundmanages, Hutnicza 15, 58-303 Walbrzych, Poland.
2. Nature of the Website
fundmanages is a free educational platform providing informational content about economics. All content published on the Website is intended solely for educational and informational purposes. The Website does not provide and expressly disclaims any provision of:
- Financial advice or investment recommendations
- Legal advice
- Tax advice
- Accounting or auditing services
- Any form of professional advisory service
No content on this Website should be relied upon for making any financial, legal, or investment decisions. Always consult a suitably qualified professional.
3. Free Access
All content on the Website is provided free of charge. We do not offer paid subscriptions, premium tiers, or paid services of any kind. If you encounter any solicitation for payment claiming to be from fundmanages, please report it to us immediately at info@fundmanages.com.
4. Intellectual Property
All content on the Website, including text, graphics, illustrations, data, and the overall design, is owned by or licensed to fundmanages and is protected by applicable intellectual property laws.
You are permitted to access, read, and share content for personal and non-commercial educational purposes, provided that proper attribution is given to fundmanages.com. You may not:
- Reproduce, republish, or redistribute content for commercial purposes without prior written permission
- Modify, adapt, or create derivative works without attribution and written consent
- Use our name, logo, or branding without explicit authorisation
- Scrape or systematically download content using automated tools
For permissions beyond personal educational use, please contact info@fundmanages.com.
5. User Conduct
By using the Website, you agree not to:
- Use the Website in any way that violates applicable law or regulation
- Submit false, misleading, or fraudulent information via the contact form
- Attempt to gain unauthorised access to any part of the Website or its underlying systems
- Transmit malicious code, viruses, or any other harmful content
- Use the Website in a manner that could damage, disable, or impair its functionality
- Engage in any conduct intended to harass or harm other users or our team
6. Third-Party Links
The Website may contain links to external websites for informational purposes. We do not endorse, control, or take responsibility for the content, accuracy, or practices of any third-party website. Access to external links is at your own risk.
7. Disclaimer of Warranties
The Website and all content are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. To the fullest extent permitted by law, fundmanages disclaims all warranties, including but not limited to:
- Warranties of merchantability, fitness for a particular purpose, or non-infringement
- Warranties that the Website will be uninterrupted, error-free, or free of viruses
- Warranties regarding the accuracy, completeness, or timeliness of content
8. Limitation of Liability
To the fullest extent permitted by applicable law, fundmanages and its operator shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on the Website or its content.
In no event shall our total liability exceed the amount of zero euros (€0), reflecting that no consideration is paid by users for access to the Website.
9. Availability and Changes
We reserve the right to modify, suspend, or discontinue any part of the Website at any time without notice. We may update or remove content without prior notification. We are not liable for any consequences arising from such changes.
10. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Republic of Poland, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of Poland.
11. Changes to These Terms
We reserve the right to update these Terms at any time. Changes will be indicated by a revised "Last updated" date at the top of this page. Continued use of the Website after changes constitutes acceptance of the revised Terms.
12. Contact
If you have questions regarding these Terms, please contact us at: info@fundmanages.com